### Quick summary - A no-annual-fee hotel card provides automatic entry-level elite status and strong earning potential at hotel properties and select U.S. merchants. - Cardholders can access exclusive event presales and receive travel and purchase protections, such as extended warranty and purchase protection (terms apply). - The card is best suited for those who stay at the hotel chain occasionally and want to build loyalty points without premium perks or fees. - Higher-tier cards offer more valuable benefits, such as premium elite status, annual free night awards and statement credits, but…